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    Wednesday, 3 May 2017

    How To Do Online Shopping Safely?

    Shopping has never been this easier or more convenient for consumers. With increasing number of online shopping websites, there is every reason in the world to shop online. The bargains are there, the selection is mind-boggling, shipping is fast, shopping is secure and even returns are pretty easy.

    Needless to say, this has caught the attention of cybercriminals who are keen to exploit individuals benefitting from the convenience, affordability and choice that makes the internet such a compelling place to be. Here are some of the useful tips on how to stay safe and secure when shopping online:

    Use familiar websites: Rather than shopping with a search engine, start at a trusted site. The search results can be rigged to lead you astray, especially when you drift past the first few pages of links. When you are familiar with the site, chances are it’s less likely to be a rip off. Just about every major retail outlet has an online store, from Target to Best Buy to Home Depot. Beware of misspellings or sites using a different top-level domain (for example, .net instead of .com). The sales on these sites might look enticing, but that’s how they trick you into giving up your info.

    Stick with trusted brands that have a strong reputation: When shopping online, sticking with the popular brands is the best advice. This way, not only you know what you are getting by way of quality and price, but you also feel more confident that these well-established names have in place robust security measures. However, be careful, as fraudsters often create fake and professional looking websites to lure in unsuspecting victims.

    Don’t tell all: No online shopping store needs your social security number or your birthday to do business. However, if crooks get them, combined with your credit card number for purchases, they can do a lot of damage. The more they know, the easier it is to steal your identity. Whenever possible, try to give up the least amount of information. 

    Use credit cards and secure payment services instead of debit cards: When shopping online, credit cards in comparison to debit cards offer consumers additional protection. The main benefit with a credit card is that it is in no way linked to whatever funds you actually own. Unlike debit cards, credit cards may have a limit on the monetary amount you will be responsible for paying if your information is stolen and used by someone else.

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